Send or receive funds globally in seconds with low fees. mWire makes transactions as simple as texting a friend.
mWire is the world's most user-friendly blockchain wallet interface, with zero cryptocurrency knowledge required.
Sending or receiving funds worldwide is now as simple as sending a message or email.
Funds arrive in seconds, not days. No more third parties, middle-men, or traditional processing and transit times.
Built using secure blockchain technology, U.S. Dollar equivalent stablecoins (USDC), and the lightning fast Arbitrum network.
Whether sending or requesting funds, get started quickly and securely with one-click.
Using your preferred payment method (debit card, Apple Pay, Google Pay, & more), simply top-up your mWire wallet and you’re ready to send funds. 30+ global currencies supported.
Select your recipient and slide to send. Your transaction will be confirmed and funds will arrive in seconds.
Designed to feel familiar. As simple to use as any of your favorite payment apps. Now without borders.
Blockchain & stablecoin technology ensures funds are transferred instantly, securely, and value is maintained across borders.
Send funds to anyone, anywhere - without requiring them to have a bank account. No cryptocurrency knowledge required.
“I send funds to my family in the Philippines every month. With mWire, the funds arrive instantly and the fees are lower than what I used to pay. It’s changed how we manage our finances across borders.”
USDC stands for USD Coin — a type of cryptocurrency token that is pegged 1:1 to the U.S. dollar making it a stablecoin. It's a digital asset issued on various blockchains and is used widely in crypto trading, payments, and decentralized finance (DeFi).
mWire is a decentralized web application that lets anyone, anywhere in the world, send and receive funds (using the blockchain) without borders or permissions. No cryptocurrency or blockchain technology knowledge or experience is required.
mWire is not a Money Services Business (MSB) or a Payment Services Provider (PSP). mWire never holds, accesses, or takes custody of users’ funds or wallets.
Whether you're a sender or receiver, signing up is simple:
Re-entering the site with the same login grants you access to your wallet at any time.
Transfers are lightning-fast! Most transactions are processed and confirmed in under a minute, with many happening instantly.
Once both you and your recipient have signed up with mWire:
Need to fund your wallet first? No problem! Top up using:
To request funds:
The sender will be notified and can easily send you the funds.
Just like other peer-to-peer apps (Venmo, CashApp, etc.), blockchain transactions are not reversible. Always make sure you trust the person you're transacting with.
mWire does not hold or access your funds and cannot reverse or recover sent transactions.
mWire uses third-part integrated on-ramp providers that enforce::
This makes disputes extremely rare, and in many cases, impossible. Once a transaction is completed, funds are received almost instantly by the recipient, and cannot be recalled.
mWire supports wallet top-ups and withdrawals in over 30 fiat currencies, including:
USD, EUR, GBP, AUD, BRL, ZAR, INR, JPY, CAD, and more
Supported currencies (subject to change): AUD, BGN, BRL, CHF, COP, CZK, DKK, DOP, EGP, EUR, GBP, HKD, IDR, ILS, JOD, KES, KWD, LKR, MXN, NGN, NOK, NZD, OMR, PEN, PLN, RON, SEK, THB, TRY, USD, VND, ZAR
If your payment fails, please contact your card issuer or bank directly. Unfortunately, mWire support cannot assist with payment declines.
mWire support is here to help with questions about using the web app. However, since mWire does not handle or hold user funds, we cannot resolve transaction disputes between senders and receivers.
For any questions, visit https://mwire.co or contact our support team here.
Join thousands of users who are already enjoying instant global transfers with mWire.
